Thursday, February 13, 2025

Women-Led MSMEs to Get 90% Loan Without Guarantee

The Modi government supports micro, small, and medium enterprises (MSMEs). As part of this effort, micro

and small businesses led by women can now receive up to 90% of their loans without any guarantee under the CGTMSE (Credit Guarantee Fund Trust for Micro and Small Enterprises) scheme.

Union Minister Jitan Ram Manjhi announced that the CGTMSE Board of Directors, a body responsible for [insert role of the board here], approved new guidelines last week, benefiting around 27 lakh women-led MSMEs.

msmes
msmes

21 Crore Jobs Created by MSMEs

Before this decision, women-owned MSMEs could get 85% loan guarantee coverage.

While sharing the ministryтАЩs achievements during the first 100 days of ModiтАЩs third term, Manjhi highlighted the upcoming тАШPM Vishwakarma YojanaтАЩ program on September 20 in Wardha, Maharashtra. Prime Minister Modi is expected to attend this program, which is aimed at [insert purpose of the program here].

The MSME Minister also mentioned that 5.07 crore MSMEs have been organized, creating 21 crore jobs.

New Technology Centers to Boost Entrepreneurship

The MSME Ministry shared that several approvals were granted in the last 100 days under the Prime Minister Employment Generation Program (PMEGP).

This included establishing 26,426 new micro-enterprises with loans totalling Rs 3,148 crore, which is expected to create jobs for over 2.11 lakh people and encourage rural and urban entrepreneurship.

Manjhi added that the ministry plans to invest Rs 2,800 crore in 14 technology centres in cities like Nagpur, Pune, and Bokaro. These centres, developed through public-private partnerships, will give local MSMEs access to advanced manufacturing technologies, skill development, and business advisory services. They will be equipped with [insert specific technologies and services here].

These centres, developed through public-private partnerships, will give local MSMEs access to advanced manufacturing technologies, skill development, and business advisory services.

Over the next five years, these centres will benefit one lakh MSMEs and provide training for three lakh youths.

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